By: Felix Diaz, P. Eng. | Licensed Financial Advisor

Dreaming of owning your first home? The First Home Savings Account (FHSA) could be your golden ticket. Designed specifically for first-time buyers, this tax-advantaged account combines the best features of RRSPs and TFSAs—letting you save for a down payment faster and smarter. Whether you’re planning your purchase next year or just getting started, the FHSA is a powerful tool to turn your keys-to-be dream into reality.

By: Joan Diaz | Licensed Financial Advisor

Debt doesn’t have to be a dirty word. For many Canadians, it’s part of the everyday financial journey—whether it’s buying a home in Alberta, paying off a student loan, or navigating credit card bills. The key is understanding your debt, using it wisely, and making it work for you.

By: Jerome Ordas | Licensed Financial Advisor

Imagine an investment account where your money grows—tax-free. No taxes on interest. No taxes on dividends. No taxes on capital gains. Ever. Sounds too good to be true? Welcome to the Tax-Free Savings Account (TFSA)—Canada’s most flexible and underrated financial tool.

Whether you're saving for a rainy day, planning a dream vacation, or building long-term wealth, the TFSA can help you get there faster—and smarter. In this post, we’ll break down what a TFSA is, how it works, and why it deserves a top spot in your financial strategy.

By: Joan Diaz | Licensed Financial Advisor

I used to own a Term 20 life insurance policy. At the time, it seemed like the most affordable and straightforward option. But over the years, I started to feel uneasy about the fact that I was paying into something that only had value if I passed away—and that’s not exactly the outcome I’m hoping for.

By: Reynaldo Noche | Licensed Financial Advisor

Planning to bring your parents, relatives, or friends to Canada for a visit? Whether it’s for a family reunion, vacation, or to help care for the kids, don’t forget one essential detail: travel insurance. Canada’s healthcare system isn’t free for visitors, and even a minor medical issue can lead to major expenses. In this guide, we share real-life insights and practical tips to help Filipino families protect their loved ones—and their peace of mind—while enjoying their time together in Canada.

By: Laarni Mae Bautista | Licensed Financial Advisor

I never thought much about critical illness insurance—until I saw how it changed everything for my friend’s mom. One diagnosis turned her world upside down, but thanks to a simple policy she took out years ago, she had the financial freedom to focus on healing, not bills.

This isn’t just about insurance—it’s about peace of mind, dignity, and being prepared for life’s unexpected turns.

Read her story and find out why critical illness insurance might be one of the smartest decisions you’ll ever make.

#CriticalIllnessInsurance #FinancialWellness #BePrepared #RealStories

By: Jerome Ordas | Licensed Financial Advisor

As a parent, the most difficult but most important decision we had to make was who would raise our minor children if we couldn’t.

Without a will, that decision would be left to the courts. And while judges do their best, they don’t know our family values, our family dynamics, or what our children need emotionally.

By naming a legal guardian in our wills, we can make sure, our children would be raised by someone we trust…

By: Ruby Sanoy | Licensed Financial Advisor

As a massage therapist, I’ve always been passionate about helping people—relieving stress, easing pain, and encouraging balance. But a few years ago, I realized I wasn’t giving the same kind of care to my own financial well-being. I had a steady stream of clients, a modest savings account, and a basic term life insurance policy. Still, I felt like I was just coasting—not building anything lasting.

Then one day, during a session with a relatively new client, everything changed.

By: Felix Diaz, P. Eng. | Licensed Financial Advisor

I’ve always been cautious with money—until my wife, a financial advisor, suggested using our home equity to invest. What followed was a deep dive into strategy, risk control, and a plan that’s quietly grown 34% in three years. This isn’t a story about gambling—it’s about building confidence through education, discipline, and trust.